Regulatory Disclosures

BLUE FINANCIAL SERVICES operates through licensed banking partners and payment institutions in each jurisdiction. We are not a bank. Customer funds are held as electronic money in segregated accounts with our banking partners.

EUR funding and SEPA-connected transfer services are provided through regulated partners within the European payments framework. Customer funds are safeguarded through licensed institutions and route-specific controls.

UAE payment services operate through regulated partners under the applicable UAE regulatory framework. Card issuing is provided through NymCard under applicable CBUAE licensing.

West African payout services operate through regulated local partners and aggregators under applicable BCEAO and local-market rules. Transaction data for UEMOA operations is handled in line with applicable data-residency requirements.

Cryptocurrency services are provided through a regulated digital-asset partner (name to be disclosed at launch). Digital assets are not covered by deposit guarantee schemes. The value of digital assets can go down as well as up. Gold vault services are provided through a regulated custodian with allocated storage in Geneva and Dubai.