Send money
Send money across Europe, the UAE, and West Africa.
EUR and USD funding, with payouts across Mobile Money, bank accounts, and more than 60 destination currencies — see the fee, the rate, and the delivery time before you send.
popular routes.
send money along these routes.
Three routes that cover most of what our users send — with the same transparent pricing on every transfer.
europe → west africa
send euros to west africa.
today, 1 EUR ≈ 655 XOF.
EUR to XOF transfers to Mobile Money wallets in Senegal, Côte d'Ivoire, Mali, and more.
europe → uae
send euros to the uae.
today, 1 EUR ≈ 4.02 AED.
EUR to AED bank transfers. Fast, secure, and always at the rate you see before you confirm.
uae → west africa
send dirhams to west africa.
today, 1 AED ≈ 163 XOF.
AED to XOF same-day transfers from Dubai and the UAE to Mobile Money networks.
country directory.
Pick where you're sending — or where you're sending from.
Find the exact route you need. Each country shows the funding currency, the payout currency, and how long delivery takes.
Type a country name or currency code to filter the list of routes.
16 supported routes
Send money to
9 countries- SenegalSend money to SenegalMobile MoneyEUR → XOFSame day
- Côte d'IvoireSend money to Côte d'IvoireMobile MoneyEUR → XOFSame day
- MaliSend money to MaliMobile MoneyEUR → XOFSame day
- TogoSend money to TogoMobile MoneyEUR → XOFSame day
- Burkina FasoSend money to Burkina FasoMobile MoneyEUR → XOFSame day
- BeninSend money to BeninMobile MoneyEUR → XOFSame day
- NigerSend money to NigerMobile MoneyEUR → XOFSame day
- Guinea-BissauSend money to Guinea-BissauMobile MoneyEUR → XOFSame day
Send money from
7 countries- FranceSend money from FranceMobile Money / Bank transferEUR → XOF, AEDSame day or 1–2 business days
- BelgiumSend money from BelgiumMobile Money / Bank transferEUR → XOF, AEDSame day or 1–2 business days
- GermanySend money from GermanyMobile Money / Bank transferEUR → XOF, AEDSame day or 1–2 business days
- ItalySend money from ItalyMobile Money / Bank transferEUR → XOF, AEDSame day or 1–2 business days
- SpainSend money from SpainMobile Money / Bank transferEUR → XOF, AEDSame day or 1–2 business days
- NetherlandsSend money from NetherlandsMobile Money / Bank transferEUR → XOF, AEDSame day or 1–2 business days
How sending money works
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Open an account
Sign up on the app or web. We check your ID — takes about five minutes.
Add money to your wallet
Top up from a European bank (free), your UAE bank (instant), or Mobile Money.
Enter the amount and confirm
See the exchange rate, the fee, and the final amount the recipient gets. Then confirm with a code from your phone.
Your recipient gets paid
To their Mobile Money wallet or bank account — usually within a few hours, sometimes instantly.
Why people trust BLUE FINANCIAL SERVICES
How your transfer works
Each partner is licensed where they operate.
Common questions
Common questions
Quick answers to the questions people ask us most about sending money.
What's a transfer route?
A transfer route is a supported path from one country to another — for example, from France to Senegal. Each route has a set fee, exchange rate, and delivery time.
Are the rates on this page final?
No. The rates here are a guide. You always see the final amount in the app before you confirm.
How does my recipient get paid?
To a Mobile Money wallet (in West Africa) or a bank account (in the UAE). The available method is shown on each route page.
How do I start?
Open an account, verify your ID, add money to your wallet, then pick a route and confirm. The whole thing takes a few minutes.
talk to a transfer specialist.
ready to send?
see the full fee before you confirm — every time. we don't hide fees in the exchange rate. the recipient amount is the recipient amount.